Once a seller accepts your offer, your next step is seeking a professional to conduct a home inspection. Buyers should look for an independent inspector who is licensed and insured. Although you are not required to be present during an inspection, it is highly recommended. Buying a home is a significant investment, and rather than trying to decipher your home inspector's report, it's much easier to be there in person to ask any questions. 

We’ve compiled a list of questions that you should be asking your home inspector.

Are you licensed? 

This one needs to be asked before the day of inspection. You want to make sure you’re hiring the right professional to do your home inspection. Figure out what their credentials are before moving forward. This will let you know if they’re qualified for the task.

What is covered in the home inspection?

There are a variety of assessments that these professionals conduct, though an inspection does not cover everything. The overall assessment includes examining the home’s structural components, exterior, HVAC system, plumbing, and electrical system. If you are paying for a full home inspection, you should expect a report with any issues that are found by the professional. Factors such as radon, asbestos, and lead paint are not part of a typical home inspection, but can often be added. 

Can you clarify that? 

Your home inspector will go through the entire house, checking for any potential issues. Don’t be afraid to ask any questions about what the inspector is telling you and make sure you understand how to fix these problems. Remember, your inspector is not your real estate agent or an appraiser; they can’t tell you whether to buy the house or how much it is worth. 

What is the lifespan of the roof? 

When your home inspector is checking out the roof, ask them about the condition of the shingles. New roofs can be costly. This is why the remaining years of a roof’s life is an important question. You can always ask that the sellers take care of replacing the roof, or a price reduction to compensate. 

How well is the home insulated?

According to the U.S Energy Department, heating and cooling can be reduced by 30 percent through good insulation and proper weatherization. Proper insulation and ventilation is also the key to preventing mold and mildew growth. Particularly in older homes, you should pay special attention to the walls, basements, and attics for energy loss. 

What is your biggest concern?  

At the end of the inspection, the inspector will give you an overview of what they found. This is a great opportunity to ask the inspector what the biggest issues are, what projects should be prioritized, and what it will cost. If your inspector encountered any severe issues, you can discuss them with the seller. 

Your home inspector won’t be the one helping you make the necessary repairs. Luckily, these professionals typically have extensive networks in their local communities. Make sure you have all the information you need to make a smart decision on your future home.